In the Philippines not a lot of people prepare for their death. “No, no. No one is dying yet” is often the reply to someone if offered with a life insurance or memorial lot. Although at the back of our minds we know that no one escapes death.
While there is still a huge population of people who think preparing for death is not a good idea, expensive, not a need, there is an increasing trend of Filipinos who are open to the idea. This is a reality that must be faced early on.
Here, we have identified the reasons why Filipinos are not getting memorials lot, and while some are already securing theirs.
It is not a basic need.
Children are sent to school to have a better life when they become adults. When they’re adults their lives are spent investing on their future: their house, car, vacations, medical needs, children’s education. A few buy life insurance policies and memorial lots. And when there’s death in the family, those who did not prepare for it will spend their time looking for a burial place, payment for it, et cetera; while those who already did will have more time to mourn and be with their deceased loved one before they are laid to rest.
Buying it when the need arises.
“Aah, there will always be memorial lots for me when the time comes. Why hurry?” If you can buy a memorial lot for less today why wait for it to double? And what if your family cannot afford it then? Getting a memorial plan even if you will have a need of it 50 years later is like getting your own house and lot. If you buy early you will not only get cheaper deals, you can also choose your space, location, and package. If you won’t, then you will be at the mercy of the people you will leave behind. Planning ahead gives you a sense of security that one day you will be placed in a space you chose, and no one will evict you because it is yours.
I cannot afford it.
Filipinos oftentimes rely on the public cemeteries to take care of them when they die. The cheapest one can get for a single niche in a public cemetery is P5,000; and that’s only good for a five-year lease. When the lease is over, the bones will be removed and placed in an unmarked sack at the graveyard’s warehouse. Whereas in memorial gardens operated by Celestial Meadows Developers Corporation, no one gets evicted as the ownership is forever. The price of a niche or a lawn lot in CMDC may be higher but it can be reused by anyone within the family. Lawn lots, for example, can have three bodies; while the niches can have bones and bodies at the same time, as long as there is still space.
What you buy for P20,000 today may be worth more in the future. Besides, memorial garden developers such as CMDC offer affordable installment plans. CMDC even has inventories that are worth P70 per day.
Filipinos would rather dwell on the present, seldom the future. “Maybe next year” is the usual reply when asked when they will get a memorial lot. Filipinos work for the day’s food, the week’s rent, seldom the future’s unforeseen event such as death. And when it comes, what they have saved up for their present will be used up because they did not prepare for the future. What is P20,000 today will definitely be a lot higher five years from now.
If you want to start investing in memorial lots, visit celestialmeadows.net. They have friendly staff who can help you.